:root{--navy:#071d3a;--blue:#174e96;--gold:#c39a42;--cream:#f7f4ed;--ink:#152235;--muted:#5d6876;--line:#dce2e9;--green:#24745b}
*{box-sizing:border-box}body{margin:0;color:var(--ink);font:17px/1.7 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}a{color:inherit}.eyebrow{color:var(--gold);font-size:.76rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase}header{height:94px;background:#fff;display:flex;align-items:center;position:sticky;top:0;z-index:10;box-shadow:0 1px 0 rgba(7,29,58,.1)}header .wrap{display:flex;align-items:center;justify-content:space-between}.brand img{display:block;width:360px;max-width:38vw}nav{display:flex;align-items:center;gap:24px}nav a{text-decoration:none;font-size:.88rem;font-weight:650;color:#29394b}nav a.active{color:var(--blue);border-bottom:2px solid var(--gold)}nav a:last-child{color:var(--blue);border:1px solid var(--blue);padding:10px 16px;border-radius:4px}.hero{padding:92px 0;background:linear-gradient(125deg,#06162c,#0b2d58 65%,#174e96);color:#fff}.hero h1{font:500 clamp(3rem,6vw,5.5rem)/1.03 Georgia,serif;letter-spacing:-.04em;margin:15px 0 20px}.hero h1 span{color:#e2c06e}.hero p{max-width:760px;color:#dce5ef;font-size:1.13rem}.featured{padding:80px 0;background:var(--cream)}.feature-card{display:grid;grid-template-columns:.8fr 1.2fr;background:#fff;box-shadow:0 18px 50px rgba(7,29,58,.09)}.feature-mark{min-height:340px;padding:42px;background:var(--navy);color:#fff;display:flex;flex-direction:column;justify-content:space-between}.feature-mark strong{font:500 3.5rem/1 Georgia,serif;color:#e2c06e}.feature-copy{padding:48px}.tag{color:var(--blue);font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.feature-copy h2,.card h2{font:500 2.15rem/1.18 Georgia,serif;color:var(--navy);margin:12px 0}.feature-copy p,.card p{color:var(--muted)}.read{color:var(--blue);font-weight:800;text-decoration:none}.grid-section{padding:85px 0}.grid-head h2{font:500 clamp(2rem,4vw,3.3rem)/1.15 Georgia,serif;color:var(--navy);margin:12px 0}.grid-head p{color:var(--muted);max-width:740px}.post-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:40px}.card{padding:34px;border:1px solid var(--line);border-top:4px solid var(--blue)}.card:nth-child(2){border-top-color:var(--gold)}.card:nth-child(3){border-top-color:var(--green)}.card:nth-child(4){border-top-color:#6f628f}.card h2{font-size:1.55rem}.cta{padding:75px 0;background:var(--blue);color:#fff;text-align:center}.cta h2{font:500 clamp(2rem,4vw,3.3rem)/1.15 Georgia,serif;margin:10px 0 18px}.cta p{max-width:700px;margin:0 auto 26px;color:#dbe7f6}.btn{display:inline-flex;min-height:50px;align-items:center;padding:0 24px;background:#fff;color:var(--blue);font-weight:800;text-decoration:none;border-radius:4px}footer{background:#06152a;color:#aeb9c6;padding:34px 0}.footer-row{display:flex;justify-content:space-between}.legal{font-size:.72rem;color:#7f8b99;max-width:820px}.article-hero{padding:74px 0;background:var(--navy);color:#fff}.article-hero h1{font:500 clamp(2.5rem,5vw,4.6rem)/1.08 Georgia,serif;letter-spacing:-.035em;max-width:900px;margin:15px 0 20px}.article-hero p{color:#d6e0eb;max-width:780px}.meta{font-size:.82rem;color:#c4d0dd}.article{padding:75px 0}.article-grid{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:80px;align-items:start}.prose h2{font:500 2rem/1.2 Georgia,serif;color:var(--navy);margin:42px 0 12px}.prose h3{color:var(--navy);margin-top:30px}.prose p,.prose li{color:#3f4c5d}.prose li{margin:9px 0}.callout{margin:34px 0;padding:25px 28px;background:var(--cream);border-left:4px solid var(--gold);font:500 1.22rem/1.55 Georgia,serif;color:var(--navy)}.sidebar{position:sticky;top:125px;padding:26px;background:#f4f7fa;border-top:4px solid var(--gold)}.sidebar h3{font-family:Georgia,serif;color:var(--navy)}.sidebar a{display:block;color:var(--blue);font-weight:700;text-decoration:none;margin:10px 0}.sources{margin-top:45px;padding-top:25px;border-top:1px solid var(--line);font-size:.82rem}.sources a{color:var(--blue)}
@media(max-width:900px){.brand img{width:280px;max-width:55vw}nav a:not(:last-child){display:none}.feature-card,.article-grid{grid-template-columns:1fr}.sidebar{position:static}.post-grid{grid-template-columns:1fr}}@media(max-width:560px){body{font-size:16px}.wrap{width:min(100% - 28px,1160px)}header{height:76px}.brand img{width:205px;max-width:57vw}nav a:last-child{font-size:.7rem;padding:7px 8px}.hero,.article-hero{padding:62px 0}.feature-copy,.feature-mark{padding:30px}.footer-row{display:block}.footer-row div+div{margin-top:10px}}
.feature-card{grid-template-columns:.9fr 1.1fr;overflow:hidden}.feature-image{display:block;width:100%;height:100%;min-height:390px;object-fit:cover}.card{padding:0 34px 34px;overflow:hidden}.card-image{display:block;width:calc(100% + 68px);height:230px;object-fit:cover;margin:0 -34px 28px}.article-image-wrap{background:linear-gradient(var(--navy) 0 42%,#fff 42%)}.article-image{display:block;width:min(1160px,calc(100% - 40px));height:min(52vw,575px);min-height:300px;object-fit:cover;margin:auto;box-shadow:0 20px 55px rgba(7,29,58,.18)}.article-image-wrap+.article{padding-top:70px}@media(max-width:900px){.feature-card{grid-template-columns:1fr}.feature-image{min-height:280px;max-height:420px}}
.cta .call-option{margin:18px auto 0;color:#dbe7f6}.cta .call-option a{color:#fff;font-weight:800}
.article-cta{margin-top:44px;padding:28px;background:var(--navy);color:#fff;border-left:4px solid var(--gold)}.article-cta strong{font:500 1.35rem/1.3 Georgia,serif}.article-cta p{color:#d6e0eb;margin:8px 0 14px}.article-cta a{color:#e2c06e;font-weight:800;text-decoration:none}
.table-wrap{overflow-x:auto;margin:30px 0}.data-table{width:100%;border-collapse:collapse;font-size:.94rem}.data-table th{background:var(--navy);color:#fff;text-align:left;padding:14px}.data-table td{padding:14px;border-bottom:1px solid var(--line)}.data-table tbody tr:nth-child(even){background:#f7f9fb}.data-table .money{font-weight:800;color:var(--navy);white-space:nowrap}.fine-print{font-size:.8rem;color:var(--muted)}